What We Offer
Service One
When your business needs immediate liquidity — for payroll, inventory, equipment repair, or a growth opportunity that can't wait — a working capital loan provides fast access to the funds that keep operations running and momentum building.
Unlike traditional bank loans that require months of underwriting and extensive collateral, Tejas Investments evaluates the strength of your revenue and business trajectory. We make decisions based on what your business is doing today, not just what your credit score shows from three years ago.
Complete our short online form with basic business and financial information. Takes about 10 minutes.
We review your last 3–6 months of bank statements and revenue history to assess funding eligibility.
We present a clear offer: funding amount, term, factor rate, and repayment schedule. No hidden fees.
Sign the agreement and funds are wired to your business account within days.
Working capital loans are best suited for businesses that need to act quickly — whether it's a seasonal inventory build, an unexpected equipment repair, or a growth opportunity that requires immediate action.
Our fixed repayment structure means you always know exactly what you owe, making it easy to plan cash flow around your funding obligations.
Service Two
Revenue-based financing is ideal for businesses with strong monthly revenue but variable cash flow — retail, restaurants, e-commerce, and service businesses that see seasonal fluctuations.
Because repayments flex with your revenue, slower months don't put undue stress on your operations. The structure is designed to move with your business, not against it.
Revenue-based financing aligns our success with yours. Repayments are calculated as a percentage of your monthly revenue — when business is strong, you pay more and retire the balance faster; when revenue dips, your obligation scales down automatically.
This is not a loan in the traditional sense. There's no fixed monthly payment that creates pressure in slow months. Instead, a small percentage of your daily or weekly deposits is remitted to retire the funded amount plus a factor — nothing more.
Short application with basic business information and revenue history.
We analyze 3 months of bank statements to determine an appropriate advance amount and remittance rate.
We present the funded amount, factor rate, and remittance percentage. Clear, transparent, no surprises.
Funds are deposited; repayments are automatically processed as a percentage of daily deposits.
Service Three
Acquiring equipment shouldn't mean depleting your working capital reserves. Equipment financing lets you obtain the machinery, vehicles, technology, or tools your business requires — structured so that the asset's productive life matches your repayment timeline.
We finance equipment across all industries: construction machinery, commercial kitchen equipment, medical devices, transportation fleets, manufacturing tools, and technology infrastructure. If it's a hard asset that drives revenue, we can finance it.
Know what you're buying. Have the vendor invoice or equipment details ready.
Basic business financials and equipment information. We evaluate both the asset and your business health.
We present monthly payment options and term lengths that match your cash flow projections.
We pay the vendor directly. You receive the equipment and begin making structured monthly payments.
Equipment financing preserves your working capital for operations while letting you deploy assets that generate revenue immediately.
We can finance new and used equipment from any vendor. The equipment serves as collateral, which often allows for more favorable terms than unsecured funding options.
Service Four
A business line of credit is the most flexible funding tool available — draw what you need, when you need it, and only pay interest on the outstanding balance.
It functions as a financial safety net and an opportunistic resource. Use it for slow-month operations, supplier payments, unexpected expenses, or to move on opportunities faster than competitors.
A revolving business line of credit gives you standing access to capital without the need to re-apply each time. Once approved, you draw funds as needed — up to your credit limit — and repay on a flexible schedule. As you repay, your available credit replenishes.
Unlike a term loan with a fixed repayment schedule, a line of credit puts you in control. Use $10,000 from a $100,000 facility this month, repay it, then draw $40,000 next month if an opportunity emerges. Total flexibility for an unpredictable business environment.
Tell us about your business and we'll recommend the right funding structure for your situation.